I mentioned in my hackintosh article that I keep a theft/damage insurance policy on my laptop. I also discussed it on this week's Mac Roundtable. I have received several e-mails from readers asking where I got it. I've used Safeware.com for several years. The policy costs $108 per year and insures my MacBook Air up to $1,800. Since I bring my laptop everywhere, it makes sense to me. Thankfully, I've never needed to make a claim. I can offer no opinion about their claims process but Safeware.com is the company I use.
Also, I use this policy in addition to AppleCare. As I understand it, AppleCare covers any mechanical, internal problems and the Safeware policy covers theft and accidents.