I left my physical wallet at home last Tuesday. Not on purpose. I was halfway to a doctor appointment when I realized it was sitting on my desk.

But I had my iPhone, so I kept driving.

I had my California digital ID, my digital insurance card, and my credit card in Apple Pay. I was fine. (My car also opens with my phone, so I haven’t carried keys in a long time.)

Apple Wallet has been quietly getting better for years. If you’ve only used it for Apple Pay at checkout, you’re missing the best parts.

You can now store physical card numbers behind Face ID. Peer-to-peer payments are as easy as a tap. My state has a digital ID that shows up nicely in my Apple Wallet.

And yet …

There’s a part of me that still feels compelled to carry a small wallet with my driver’s license in it. In my imagination I get in some situation where somebody needs my ID and the app doesn’t work or the authority asking for it doesn’t accept it.

I wonder if I’ll eventually get over that and truly go out knowingly wallet-free. Am I alone in my hesitation?